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Do you Need Moving Insurance?

Joseph Coupal - Tuesday, September 06, 2011

It is Murphy’s Law: if you don’t buy the moving insurance you will need it and if you do buy it, nothing will happen. Well, that is a good enough reason to buy it isn’t it?

Many people wonder if they need moving insurance. Many people wonder why they should insure their goods against loss or damage. Maybe they think they know the answers to these few simple questions:
  • Isn't the moving company responsible for your belongings? Aren't they liable since they are providing the service?
  • Aren’t your belongings covered under your homeowners' or renters' insurance policy?
  • If you are relocating for work, isn’t the company responsible for damage or loss?

Guess what? The answer to all of these questions is NO!

At Marathon Moving, we provide three options of insurance coverage.

A.   Basic Liability

If you do not pick any additional coverage, this is provided to you at no additional cost. Under this coverage, our maximum legal liability is limited to $0.60 per pound per article. This is insufficient protection for most situations. It is only recommended when accompanied by an insurance policy that covers goods in transit.

B.   Transit Damage Protection

For customers seeking some additional protection, we offer Transit Damage Protection. This option meets most needs at a reasonable charge. Transit Damage Protection limits Marathon Moving Company, Inc.’s liability to the first $3000 at Actual Cash Value for damage repair/replacement. For amounts in excess of $3000, Marathon’s liability will be limited to $0.60 per pound per article.

C.   Actual Cash Value

This option is based on the declared actual cash value of the entire shipment by the shipper. The cost of this option is based on the value declared and can be found on our premiums valuation table.

Marathon Moving will explain all of these options in full and they are made available to you up to the loading of your items on our truck. Contact us today for more information on residential moving and storage protection.

The Wrong Way to Choose a Moving Company

Joseph Coupal - Tuesday, July 12, 2011

Often, when moving, you feel pressed for time. Because of this, the search for the moving company is hasty. However, this is where you should invest some time.

Many will simply go through the Yellow Pages or do a brief search on the Internet and hire the first company that gives them a good sales pitch. Others simply go with a "name brand" and don't give it a second thought.

Now, there is nothing wrong with hiring a well known moving company to move you. But do a little research before you sign on the dotted line. But here is a better way to hire a mover, and this way you can feel more relaxed about your possessions, you move and the fee.

The first step is to find the three best moving companies located in your area. Find moving companies that have been in business for 8 to 10 years. It's preferable to hire a company with a lot of experience. Even possibly visit their offices, check out their trucks and storage facility. Make sure their trucks are permanently marked with the company's name.

Next, be sure the moving company you’re considering is an accredited member of a trade body or a moving association. If they do belong to one of these organizations you can rest assured that they need to adhere to certain standards and guidelines.

Ask the moving company to provide referrals of satisfied customers. You can use this question as part of your screening process.If they don't seem keen about letting you talk to people they've moved, that’s a red flag.
Find out about their insurance options and get their quote in writing. Read the small print. Never hire a moving company that does not have adequate insurance.

But get a minimum of two to three quotes before you make your decision. And be sure you understand the value of those quotes. What are you getting for you money. A moving company is not a purchase you want to make on price alone!

Boston Movers


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